Life insurance policies provide income-tax-free death benefit protection to beneficiaries and can provide cash value accumulation.
Due to the fact that life expectancy is longer, premiums for life insurance have been adjusted down accordingly. A review of your current policy could be beneficial.
Jane Fetter Consulting services can run a computer analysis that will tell you how much insurance you need using competitive rates.
Annuities are long term vehicles designed for retirement planning purposes. They provide guarantees against the loss of principal and credited interest, tax deferral and the reassurance of a death benefit for beneficiaries.
This is an excellent product for retirement planning or saving for college tuition.
Some companies offer bonuses on funds deposited as well as income riders and Well Being Riders.
Jane Fetter Consulting services will be happy to explore various companies that will fit your specific needs.
LONG TERM CARE
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such at your home, a community organization, or other facility.
Be prepared for the unexpected. You have worked hard and long for what you have. Do not lose it because you were unprepared for a long term illness.
Jane Fetter Consulting services will research the best companies and rates for your long term needs.